Elements financial free#

After introductory period your Standard variable APR for Purchases and Balance Transfers will be 13.24% for Signature Rewards Visa. Additional limitations, terms, and conditions apply. Elements Financial loans are not eligible for payoff with introductory balance transfer offers. We’re here for you with member service available 24/7ġ Signature Rewards Visa introductory rate good for six months. From quick digital applications to online and mobileīanking, we’ll be by your side wherever you go. Our technology makes banking with Elements easy. Nationwide and 78,000+ surcharge-free ATMs globally. You’ll have access to 5,000+ shared branches We serve members in all 50 states and 50+ countries. Headquartered in Indianapolis since 1930, we rank among the top 4% of credit unions nationally 6. As your financial wellness experts, we will come to your workplace to answer questions and provide you with one-on-one assistance as you navigate the changes that come with every stage and milestone of life. We take pride in being a trusted source for financial education. It’s hard to find anyone else to offer all this in a credit card: low interest, rewards points, no annual orīecause we’re a credit union, we return profits to members in the form of reduced fees, higher savings rates, and lower loan rates. Like a Bank, Only Better! A Card with Four Great Benefits What happens if I can’t pay off my monthly balance? How much does this card save me?

Purchase security and Zero Liability policy.

Emergency card replacement and cash disbursement.

Cardholder inquiry service and lost or stolen card reporting.

Roadside dispatch and travel and emergency assistance services.

Travel accident insurance covering up to $250,000.

There’s even more - you also receive these Visa card benefits:

Budgeting Tools – Get a consolidated view of all your account balances and spending habits.

Offers and Deals – Discounts on premium hotels, rental cars, restaurants, and top clothingīrands like Tommy Hilfiger or the NFL Shop.

Needs, sending a special gift, and helping make your life a bit easier

Concierge Services – Complimentary Visa Signature concierge services to assist with travel.

Fraud Alerts – Text alerts to help prevent fraudulent transactions from occurring on your card.

Contactless Payments – Set your card up in your digital wallet and make payments viaĪpple Pay, Google Pay, Samsung Pay, PayPal, and more.

Elements financial free#

Free Savvy Money Credit Score – Free ongoing credit score, reporting, and monitoring.Turn your credit card off within seconds if it is lost or stolen Card Control App – Prevent fraudulent activity by setting alerts and controls for transaction.In addition to a low rate, reward points, no annual or balance transfer fee, and a $200 cashīonus, with the Elements Signature Rewards Visa you get these additional features: What kind of rewards can I earn? (I like to get travel rewards but cash back is nice, too!) *Source: Weekly Credit Card Rate Report as of. Otherwise, we may end the 0% introductory rate andĪpply the standard APR disclosed above if you make a late payment. That you make your payments on time, though.

Pricing for paying late even just one time, Elements does not have this practice. And while some issuers would give you a penalty APR or penalty Tiers of interest rates based on your creditworthiness like some cards from other banks - everyoneĪpproved gets the same low rate. You can rest easy that our rates are straightforward with no surprises.

Even if you don’t pay off the transferred balance within theĦ-month period, the card’s low 13.24% APR can still help you save big in interest compared to That means you won’t pay interest on anything you purchase the first 6 months you use your card.Īnd if you choose to transfer a balance from another credit card, you won’t pay any interest on On top of that, you get 0% APR on purchases and balance transfers for the first 6 months. This can save you big bucks in interest over time if you carry a balance. The interest rate for the Elements Signature Visa is only 13.24% -Īlmost a third lower than the average national credit card interest rate!* No, it’s true! Lower than the national average